Loans
At Transkredit we are financially empowering Nigerians and Africans to do more by giving access to consumer loans and corporate loans.
Are you looking to expand your business, finance a project, settle bills, or enjoy a luxury vacation at your choice location? We have the right financing solution that meets your needs.
At Transkredit we are financially empowering Nigerians to do more by giving access to, consumer loans and corporate loans.
Are you looking to expand your business, finance a project, settle bills, or enjoy a luxury vacation at your choice location? We have the right financing that meets your needs
Consumer Loans
TransKredit provides consumer lending services that are focused mainly on individual and household consumers. The consumer loans we provide may be secured or unsecured, depending on the amount to be borrowed and the type of product to be purchased.
Secured loans: The borrower pledges some kind of asset to TransKredit as collateral for the amount borrowed.
Unsecured loans: In this case, Transkredit may grant a loan to a borrower without collateral.
Our Solutions
Salary Advance
TransKredit offers you the flexibility of accessing a percentage of your net monthly salary in advance. Salary Advance is a salary-based, temporary overdraft facility available to staff of private companies and government agencies with active salary accounts.
Personal Loans
We understand the need to meet some regular, everyday living demands. This provides a solution to your short-term, cash flow needs for medical bills, rent payment, etc. and is granted on the basis of your credit history and ability to repay the loan from personal income.
School Fees Loans
We provide this short term loan to facilitate prompt payment of school fees and obligations at primary, secondary, and tertiary levels.
Asset Acquisition Loans
Home Equity Loans
Life changes Loans
Life’s milestones can be both exciting and stressful. This product helps you prepare for big moments such as;
- Weddings
- Funerals
- Childbirth
Corporate Loans
Transkredit offers loan facilities to corporate entities and businesses to aid their operations. We are committed to partnering with you to find the right solution for your company and realize your overall objective for business growth.
Our Solutions
Project Finance
Trade Finance
Contract Finance
Invoice Discounting
Working Capital Funding
Leases
Consumer Loans
TransKredit provides consumer lending services that are focused mainly on individual and household consumers. The consumer loans we provide may be secured or unsecured, depending on the amount to be borrowed and type of product to be purchased.
Secured loans: The borrower pledges some kind of asset to TransKredit as collateral for the amount borrowed.
Unsecured loans: In this case, Transkredit may grant a loan to a borrower without collateral.
Salary Advance
TransKredit offers you the flexibility of accessing a percentage of your net monthly salary in advance. Salary Advance is a salary-based, temporary overdraft facility available to staff of private companies and government agencies with active salary accounts.
Personal Loans
We understand the need to meet some regular, everyday living demands. This provides a solution to your short-term, cash flow needs for medical bills, rent payment, etc. and is granted on the basis of your credit history and ability to repay the loan from personal income.
School Fees Loans
We provide this short term loan to facilitate prompt payment of school fees and obligations at primary, secondary, and tertiary levels.
Asset Acquisition Loans
Improving and expanding business productivity is key. Thus, access to loans for use in enhancing your business should be made easy. Transkredit, through this product, offers you the opportunity of expanding your business(es).
Home Equity Loans
Do you have huge expenses? Then this product is just for you. This product allows you to use the equity of your home as collateral and the value of the loan is determined by the value of the collateral.
Life changes Loans
Life’s milestones can be both exciting and stressful. This product helps you prepare for big moments such as;
- Weddings
- Funerals
- Childbirth
Corporate Loans
Transkredit offers loan facilities to corporate entities and businesses to aid their operations. We are committed to partnering with you to find the right solution for your company and realize your business’ overall objective for financial growth.
Project Finance
Whether you’re investing in real estate, renewable energy, telecommunications, or offshore drilling projects – we develop the right solution for sustainably viable, flexibly structured financing to meet the needs of your transaction.
Trade Finance
Transkredit creates a safety net to protect the interests of buyers and sellers in the international marketplace over a short term. This facility helps businesses complete transactions that may involve multiple currencies.
Contract Finance
This product is designed for companies that have been awarded contracts but do not have the funds available to fulfill their obligation. Contract Finance provides advance funds against future billing – in effect using the value of your contract as the security for a loan.
Invoice Discounting
Transkredit provides financing for clients with local purchase orders (LPO) through cash advance which is a percentage of the invoice’s value and the balance is paid once the client’s customer settles the invoice. This product helps businesses that require heavy cash outflows for daily operations.
Working Capital Funding
We offer business funding designed to boost the working capital available to a business usually over a short to medium term. Basically, TransKredit provides finances that will enable you to run your everyday operations. However, accessing these loans are highly dependent on your credit history.
Leases
Transkredit offers operating leases and finance leases for corporate clients to acquire assets such as company cars/fleet, Generators, Appliances, Real Estate, etc.
Borrow up to ₦5m at as low as 2.5% per month
Use our quick loan calculator to know what your monthly
repayment would look like
Borrow up to ₦ 3 million at 2.5% per month
Use our quick loan calculator to know what your monthly
repayment would look like
